Fearless Money

Steve Pavlina, one of my inspirations to get out and make my business a reality, has posted several times about the importance of planning. He suggests making a 90-day plan and I’ve been doing that. The process is very helpful to me as I start the new year.

My primary focus over the next three months is going to be starting to develop an online income stream.

Goal: $10/day from aggregate website income.

I’ll reach that goal by experimenting with various forms of advertising on my blogs, as well as changing my Invisible Castle gaming site to begin converting its 100,000 hits a month into some money for me.

Also, I will experiment with affiliate marketing, using my programming skills to serve great landing pages for my Google AdWords campaigns. I’m convinced that most advertisers do not know the first thing about programming, and that I have a large competitive advantage to leverage in that area.

My secondary goal is to cut off the financial and time drain caused by the ongoing debit fraud I spoke about in a previous article.

Goal: Change banks and close the Washington Mutual account by January 31.

I’ve already done some research and I am fairly certain I will be moving to First Tech Credit Union. I’ve never heard a bad word about them, they provide everything I want, and they are neither Washington Mutual nor Bank of America, both of whom have thoroughly proven they don’t give a damn about “small time” credit fraud.

Goal: Get $900K life insurance for me and $250K for my wife. The last attempt failed due to a missed deadline for medical records. I will reapply and follow up this time.

Technorati Tags: planning, quarterly goals