Roth 401K – A new option for 2006

This time of year, we are all considering adjusting our retirement contributions for next year. Did you max out your Roth IRA? I did not, sadly, but that is now one of my top financial resolutions for the new year. If you have been maxing it out, then you may want to take a look at the new retirement vehicle on the block, the Roth 401K.

Basically, this lets you contribute money to an account which is more open and flexible than a 401K, but less so than a Roth IRA. The maximum amount to contribute is apparently $15K, a shared cap with your regular 401K savings.

Further research: A good article about Roth 401Ks, A more detailed article, A website devoted to them.

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