Fearless Money

Yesterday was my last day at my old job, and a simply outstanding day for me.

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I changed my mind and opened college accounts for each of my three kids. Up to now, I’ve been thinking that I shouldn’t do that until I was already maximizing my contributions to every tax advantaged retirement account.

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Last year was the first year I’ve ever managed to pay myself first! Almost every book tells you to do that, to take a certain percent of your income and sock it away before you pay the rest of your billsI spent much of this lovely Portland day doing my books.

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Yay! I’ve accepted a new job at Dotster.com. This means I won’t have any period of unemployment at all.
In fact, with severance and PTO payout, this is turning into a windfall month. There goes another chunk of debt for me.
This was the most interesting jobsearch in ages, since I’m a lot more […]

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Reading the comments on BlinkSale’s Weblog article on how to set your hourly rate, I found a great resource. It is a Rate Calculator with interactive knobs and sliders. Really quite slick.
For what it’s worth, it says that if my target is $200K, and I want 36 days a year off (vacation, sick […]

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A quick and happy update to my lay-off status.

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AHA! I found the main source of the discouraging lie so many repeat without thinking.

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Continuing a fun idea I first explored back in February, here’s a glimpse at my "Virtual Coffee Table."These are the things I am reading at the moment, with no editing. My goal is to finish a book a week. I think I usually do hit that mark these days.

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I’m pleased to say that the people at my new bank are really impressing me. A few weeks ago, I was looking around for a local small-business-friendly bank to start the account for Zefamily LLC.

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The Tax Foundation releases an annual report comparing the various U.S. states’ business tax climates. This year’s report is out, and I think it is well worth a read.
The Rankings

The top 5 “Good Climate” states are: Wyoming, South Dakota, Alaska, Florida and Nevada.
My home state, Oregon, is number 10.
California, just to my south, is […]

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