Fearless Money

After a frustrating day of entering PayPal transactions, I’m fed up and outsourcing my accounting to someone who likes the work.

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Last year I wrote extensively about my experiences dealing with debit fraud. Via Monkeyfilter, I just found a great resource with tips and help for other victims.
Phantom Withdrawals is a resource site with the mission statement:
Your bank statement arrives in the post, and you find a thousand pounds missing. Someone has been making ATM […]

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I’m pleased to say that the people at my new bank are really impressing me. A few weeks ago, I was looking around for a local small-business-friendly bank to start the account for Zefamily LLC.

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Checking my logs, I see quite a few people finding my site, searching for some of the very odd companies used to commit credit fraud against me and many others.

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Due to debit fraud and incompetence by Washington Mutual, I needed to change banks. Choosing a new bank was an involved process, but eventually USAA won my business. That account is now set up and fully funded.
Due to the risks inherent in the poorly-regulated debit card industry, I no longer use them for […]

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MoneyCentral has a new article ranking the online banks by various criteria such as ability to transfer to other banks, online bill receipt, low-balance email alerts, optional web-only statements, and the ability to stop payment on a check.I think my new bank, USAA is inexplicably missing from this list, but the ranking they come up with is:1) Wells Fargo2) Citibank3) Bank of America4) ETrade5) Huntington6) First National Bank of Omaha7) HSBC8) USBank9) Chase9) WachoviaSee the original article for actual scores and capabilities of the banks listed.

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I’ve already discussed why I need to change banks and some of the many reasons I rejected most. This article talks about why I chose USAA, and why I am really happy about my choice.I didn’t expect to be happyIn fact, I was depressed for quite a while during the selection process. It really seemed like there was no bank in the world that could make me happy.

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In part one of this series, I discussed why I need to change banks.

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