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There are more millionaires in the U.S. than I realized. According to the New York Times, there are 8.9 million families with a net worth of $1 million or more in the U.S. today. Particularly interesting was the statistic that one in seven were in 13 counties out of the whole nation: L.A., Cook . . . → Read More: More millionaires than you can shake a stick at Mark Taw has an article on his site titled "Why Most Businesses Fail (A Theoretical Model)". It seems to be getting quite a bit of discussion from three types of responders. Either he is "spot-on", he is an idiot, or he is being misinterpreted. I think he is just misinformed and doesn’t really grasp . . . → Read More: Fear mongering and bad math Fearless Money is one of the sites in the 13th Festival of Frugality at Simply Thrifty. I’m honored to be in such good company. I submitted my article about selling books on Amazon. For reference, there are three of them: First Week Results Amazon money flood Amazon pocket money Technorati Tags: festival of . . . → Read More: I'm in the Festival of Frugality #13 By talking with a group of young people about whether they would ever think of starting their own business, author Dave Pollard found several common fears, which he has taken the time to debunk in a thoughtful article. The one fear that stood out to me the loudest was that they were afraid they . . . → Read More: No need to be the hero I drove all day today, listening to Startup Nation’s Podcast, learning a lot and getting inspired. It was a business trip for me to pick up some equipment I bought from eBay for the business I am preparing to launch, so it just felt right to load up my iPod with a bunch of business listening. . . . → Read More: StartupNation is an inspiring podcast The PMI Group has released its Q4 2005 report on the housing market, with some interesting statistics. First, despite all the talk of housing bubbles, the risk doesn’t seem that severe for most of the country. This is along the lines of what Greenspan was trying to say when he talked about there being . . . → Read More: Mixed housing price forecast If we want to save Social Security for future retirees, we as a society should do what we can to encourage saving now. I hadn’t thought of it that way before, that my personal saving and getting out of debt will help fuel the economy which will enable retirees in 2020 and beyond to . . . → Read More: Addressing the Social Security Crisis MoneyCentral has a new article ranking the online banks by various criteria such as ability to transfer to other banks, online bill receipt, low-balance email alerts, optional web-only statements, and the ability to stop payment on a check.I think my new bank, USAA is inexplicably missing from this list, but the ranking they come up with is:1) Wells Fargo2) Citibank3) Bank of America4) ETrade5) Huntington6) First National Bank of Omaha7) HSBC8) USBank9) Chase9) WachoviaSee the original article for actual scores and capabilities of the banks listed. . . . → Read More: Top 10 Online Banks My simple response to economic pessimism is to simply continue doing what I believe is the right thing for my family. . . . → Read More: My response to economic pessimism I was already planning to make a video log of my possessions this month. It would help prove ownership and spark my memory if I had to make a disaster claim to my insurance. The temptation with this sort of thing (for me) is to make it too complex. . . . → Read More: Making a Financial Emergency Kit |
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