Fearless Money

I spent the whole morning yesterday in tax-prep pain. Over a year ago, I dropped Quicken for Mac permanently.

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MoneyCentral has a new article ranking the online banks by various criteria such as ability to transfer to other banks, online bill receipt, low-balance email alerts, optional web-only statements, and the ability to stop payment on a check.I think my new bank, USAA is inexplicably missing from this list, but the ranking they come up with is:1) Wells Fargo2) Citibank3) Bank of America4) ETrade5) Huntington6) First National Bank of Omaha7) HSBC8) USBank9) Chase9) WachoviaSee the original article for actual scores and capabilities of the banks listed.

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I’ve already discussed why I need to change banks and some of the many reasons I rejected most. This article talks about why I chose USAA, and why I am really happy about my choice.I didn’t expect to be happyIn fact, I was depressed for quite a while during the selection process. It really seemed like there was no bank in the world that could make me happy.

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In part one of this series, I discussed why I need to change banks.

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As I detailed in my posts about debit fraud (here and here) I need to change banks.

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Due to my recent debit fraud experience, I no longer trust debit cards. The risk is simply not worth the reward to me.

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